I finally did it...
I started this blog partly because I really think it's time to get serious about my finances. I haven't posted too much about my future financial goals because I'm still trying to figure those out. But I know this:
1) I want to get out of debt.
2) I need to start saving a portion of my income every month.
3) I need to clean up my credit report so that I can reach my financial goals - like possibly going back to school, buying a home, etc.
So I reported earlier that I'd signed up to contribute to my 401(K) - finally. Well, today I pulled my credit report. I was honestly dreading it. I didn't want to see the horrible ugly truth in black and white. But now that I've done it... it feels almost liberating. Like, I'm not letting my finances control me anymore... I'm not scared. I'm going to face this head on.
I'm going to take this week to really study my credit report and research what I need to do to start cleaning it up. There's one or two things that are such small amounts I'm not sure why I haven't paid them before. :( But then I've always been the type of persont to ignore things in hopes that they'll go away.
Ok, so more on my credit adventures later...
1) I want to get out of debt.
2) I need to start saving a portion of my income every month.
3) I need to clean up my credit report so that I can reach my financial goals - like possibly going back to school, buying a home, etc.
So I reported earlier that I'd signed up to contribute to my 401(K) - finally. Well, today I pulled my credit report. I was honestly dreading it. I didn't want to see the horrible ugly truth in black and white. But now that I've done it... it feels almost liberating. Like, I'm not letting my finances control me anymore... I'm not scared. I'm going to face this head on.
I'm going to take this week to really study my credit report and research what I need to do to start cleaning it up. There's one or two things that are such small amounts I'm not sure why I haven't paid them before. :( But then I've always been the type of persont to ignore things in hopes that they'll go away.
Ok, so more on my credit adventures later...
Labels: debt
